(1) Disclaimer Regarding Expectations of Results
Please be advised that due to the nature of the products which Miracles, Magic, Healing & More… Sessions (MMHM) and Ralph Havens are selling, there is no possibility of substantiating any claimed results made or supplying any objective evidence, whether financial, business related, spiritual or otherwise. It can be assumed that no results are to be expected as a result of one’s purchase of these products.
MMHM and Ralph Havens do not and cannot make any representations, promises or guarantees of the effectiveness of his products. That being said, MMHM and Ralph Havens and his associates, partners and affiliates firmly believe in the effectiveness of hard work and the power of positive thought and that, more than anything, is what he is selling and teaching. Ralph believes, that if you believe, anything can happen.
(2) Disclosure Regarding Endorsements and Testimonials –
Some of the people quoted throughout the website, whether consumers, celebrities, experts or otherwise, have benefited in some way in return for their testimonial or endorsement of the product.
Most of the endorsements are simply unsolicited emails, calls or blogs from contented customers but other endorsers have received free products, financial benefits, promotions of their products by Miracles, Magic, Healing & More… Sessions and / or Ralph Havens in return for their endorsement or other benefit in return for their statements. Often testimonials and endorsements are posted by a seller of a product and afterward there is no further contact between the endorser and the seller and no way for the seller to follow up with the endorser; therefore, it is possible that some of the endorsers no longer have the same opinion which they expressed previously. MMHM and Ralph Havens are taking actions to limit this possibility and they shall, upon notice of any changes, immediately reflect any such changes in their marketing materials.
(3) Disclosure Regarding Affiliates and Bloggers – Please note that there are many people out there endorsing and blogging about MMHM and Ralph Havens’ products. Many, if not all, of these people may be compensated in some way or may benefit from their relationship to MMHM and Ralph Havens and his products.  Any claims made by these affiliates which are not likewise made in the materials on ralphhavens.com or other websites accessible from ralphhavens.com or controlled by Miracles, Magic, Healing & More . . . Sessions or Ralph Havens cannot necessarily be relied upon and are unauthorized by MMHM or Ralph Havens.
MMHM and Ralph Havens and the sites through which affiliates sell their products require that such parties are familiar with the FTC requirements and such parties also acknowledge that they are not authorized to make any claims or representations which are not authorized by MMHM or Ralph Havens. Unfortunately, despite the efforts of MMHM and Ralph Havens, it is extremely difficult to follow up on every affiliate and every posting. If you as a consumer have any questions about information being supplied by others, PLEASE contact MMHM or Ralph Havens directly.
(4) Disclosure Regarding Endorsements by MMHM and Ralph Havens – Please be advised that there is a connection between the seller of the endorsed product and MMHM and / or Ralph Havens. The sellers of the endorsed products have either supplied the product to MMHM or Ralph Havens free of charge or MMHM or Ralph Havens receives a financial benefit or other benefit as a result of promoting sales of such products.
Such material connection notwithstanding, MMHM and Ralph Havens’ strict policy is to only endorse products which Ralph Havens truly believes in.

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